triviawayne wrote:amazing all that's been said, yet none of it answers the question I asked in the first place:
How many people are being forced to pay for insurance they can't afford to actually use?
This is a real problem, and just like the politicians in Washington, nobody here is acknowledging its existence.
Our health care system is broken even for those with healthcare. Even with my insurance, I often don't go to doctors when I should because of the co-pays and co-insurance.
While nobody has an answer to fix it, making things worse for those already in bad situations while claiming to be helping them is just ridiculous.
Who's forcing people to pay for insurance they can't use? No one that I know of.
You told about insurance that you had through your employer, that you erroneously called a Cadillac plan*, that you couldn't use because of high copays and coinsurance. Who forced you to have that?
(I was in the same situation: I couldn't afford to get a colonoscopy because it wasn't free as it is now, and my deductible was high. When I used some of my BAM winnings to get one, they found a polyp that was very close to bursting through the colon wall.)
*By definition, a Cadillac plan has very low or no copayments and deductibles.
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Si fractum non sit, noli id reficere.
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