How're y'alls retirement accounts doing?

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Weyoun
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Re: How're y'alls retirement accounts doing?

#51 Post by Weyoun » Tue Apr 01, 2025 7:19 pm

Spock wrote:
Tue Apr 01, 2025 6:26 pm
mrkelley23 wrote:
Tue Apr 01, 2025 6:22 am
Spock wrote:
Mon Mar 31, 2025 4:19 pm
For the time period since Jan 20th, 2025-reporting at the end of the first quarter.

Today the account made up for Friday and moved to very slightly positive since Jan 20,2025. The percentage increase is so small it is not worth doing the math-but it is on the positive side by a few dollars.

I simply don't get all the whining about a stock market crash. Just because a few high-profile tech names have shown they can't go to infinity or what? What the hell do you whining wankers expect?

I guess it should be noted that my account dropped 4.5% from its peak in February, 2024 to Inauguration Day.

I guess I have the right to blame Biden for that drop-because, apparently I have the right to expect that once my account reaches a certain level that it will never drop below that.
From a "whining wanker" (sure glad we don't engage in the name-calling in place of substantive discussion): first, let's be more precise about terminology, as you have been wont to whine about in the past. This is not a crash. It's barely, if at all, a correction. The whining, on my part, as I've said before but apparently have to repeat, is the self-inflicted nature of this one.

Second, as to timing: I made the post on Saturday, after returning from a week-long vacation where I had very little interaction with "the news." I didn't even know Friday had been a bad day -- just decided to check in since it had been two months. As I said in that post, I won't check in again until six months.

And, as far as "all the whining," shall we compare the number of posts I've made on this subject to yours?
Hey, you started it-now live with the consequences

You were the one whining about a 5 and 7 percent downturn in your portfolio and, more than likely a lot of people here agree with you because of the hatred for Trump.

I am mainly pointing out that the dumb farmer seems to be doing better than the investment professionals at this point. Ending the quarter with a gain in a stock only portfolio since the inauguration (no matter how small) seems to fly in the face of the conventional wisdom.

I also believe that January 13 might be a better date for comparison than January 20-because I doubt that the rise from January 13 to January 20 was due to people buying to take advantage of the last week of Biden.

My portfolio rose 4.4% from Jan 13 to Jan 20 and it has held those gains.

Hell, some might say that we should start from the day after the election-but I will stick with your arbitrary use of Jan 20th and consider Jan 13 for comparison also.
I think what you’re not understanding, since you’re too busy congratulating yourself over a modest financial gain (and adjusting the endpoints - who cares), is that the stock market is down quite a bit across the board. There appears to be dreaded low growth and inflation on the horizon. We’re letting go of a bunch of people for dumb reasons. We are arresting inexpensive labor. We are about to increase tariffs and all sorts of stuff, including stuff that we actually need.

So it is great that you’ve made a little bit of money. I think the magic eight ball would suggest that things are not going to go well for the economy, in general, over the next year.

Ask someone if they have to build a house or buy a car, they may view your dumb little stock gain a little differently.

Unsurprising that a Trump supporter really can’t see past his own immediate short term self interest. You’re the kid who failed the marshmallow test.

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tlynn78
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Re: How're y'alls retirement accounts doing?

#52 Post by tlynn78 » Wed Apr 02, 2025 10:08 pm

Weyoun wrote:
Tue Apr 01, 2025 7:19 pm
Spock wrote:
Tue Apr 01, 2025 6:26 pm
mrkelley23 wrote:
Tue Apr 01, 2025 6:22 am


From a "whining wanker" (sure glad we don't engage in the name-calling in place of substantive discussion): first, let's be more precise about terminology, as you have been wont to whine about in the past. This is not a crash. It's barely, if at all, a correction. The whining, on my part, as I've said before but apparently have to repeat, is the self-inflicted nature of this one.

Second, as to timing: I made the post on Saturday, after returning from a week-long vacation where I had very little interaction with "the news." I didn't even know Friday had been a bad day -- just decided to check in since it had been two months. As I said in that post, I won't check in again until six months.

And, as far as "all the whining," shall we compare the number of posts I've made on this subject to yours?
Hey, you started it-now live with the consequences

You were the one whining about a 5 and 7 percent downturn in your portfolio and, more than likely a lot of people here agree with you because of the hatred for Trump.

I am mainly pointing out that the dumb farmer seems to be doing better than the investment professionals at this point. Ending the quarter with a gain in a stock only portfolio since the inauguration (no matter how small) seems to fly in the face of the conventional wisdom.

I also believe that January 13 might be a better date for comparison than January 20-because I doubt that the rise from January 13 to January 20 was due to people buying to take advantage of the last week of Biden.

My portfolio rose 4.4% from Jan 13 to Jan 20 and it has held those gains.

Hell, some might say that we should start from the day after the election-but I will stick with your arbitrary use of Jan 20th and consider Jan 13 for comparison also.
I think what you’re not understanding, since you’re too busy congratulating yourself over a modest financial gain (and adjusting the endpoints - who cares), is that the stock market is down quite a bit across the board. There appears to be dreaded low growth and inflation on the horizon. We’re letting go of a bunch of people for dumb reasons. We are arresting inexpensive labor. We are about to increase tariffs and all sorts of stuff, including stuff that we actually need.

So it is great that you’ve made a little bit of money. I think the magic eight ball would suggest that things are not going to go well for the economy, in general, over the next year.

Ask someone if they have to build a house or buy a car, they may view your dumb little stock gain a little differently.

Unsurprising that a Trump supporter really can’t see past his own immediate short term self interest. You’re the kid who failed the marshmallow test.
What sort of ipersonal nsecurities compel a person to attempt to belittle a virtual stranger's investment decisions? Weird.
To argue with a person who has renounced the use of reason is like administering medicine to the dead. -Thomas Paine
You can ignore reality, but you can't ignore the consequences of ignoring reality. -Ayn Rand
Those who can make you believe absurdities, can make you commit atrocities. -Voltaire

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Weyoun
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Re: How're y'alls retirement accounts doing?

#53 Post by Weyoun » Thu Apr 03, 2025 12:40 am

tlynn78 wrote:
Wed Apr 02, 2025 10:08 pm
Weyoun wrote:
Tue Apr 01, 2025 7:19 pm
Spock wrote:
Tue Apr 01, 2025 6:26 pm


Hey, you started it-now live with the consequences

You were the one whining about a 5 and 7 percent downturn in your portfolio and, more than likely a lot of people here agree with you because of the hatred for Trump.

I am mainly pointing out that the dumb farmer seems to be doing better than the investment professionals at this point. Ending the quarter with a gain in a stock only portfolio since the inauguration (no matter how small) seems to fly in the face of the conventional wisdom.

I also believe that January 13 might be a better date for comparison than January 20-because I doubt that the rise from January 13 to January 20 was due to people buying to take advantage of the last week of Biden.

My portfolio rose 4.4% from Jan 13 to Jan 20 and it has held those gains.

Hell, some might say that we should start from the day after the election-but I will stick with your arbitrary use of Jan 20th and consider Jan 13 for comparison also.
I think what you’re not understanding, since you’re too busy congratulating yourself over a modest financial gain (and adjusting the endpoints - who cares), is that the stock market is down quite a bit across the board. There appears to be dreaded low growth and inflation on the horizon. We’re letting go of a bunch of people for dumb reasons. We are arresting inexpensive labor. We are about to increase tariffs and all sorts of stuff, including stuff that we actually need.

So it is great that you’ve made a little bit of money. I think the magic eight ball would suggest that things are not going to go well for the economy, in general, over the next year.

Ask someone if they have to build a house or buy a car, they may view your dumb little stock gain a little differently.

Unsurprising that a Trump supporter really can’t see past his own immediate short term self interest. You’re the kid who failed the marshmallow test.
What sort of ipersonal nsecurities compel a person to attempt to belittle a virtual stranger's investment decisions? Weird.
What type of ipersonal nsecurities compels you to care? Weird.

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BackInTex
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Re: How're y'alls retirement accounts doing?

#54 Post by BackInTex » Thu Apr 03, 2025 7:20 am

Weyoun wrote:
Thu Apr 03, 2025 12:40 am

Unsurprising that a Trump supporter really can’t see past his own immediate short term self interest. You’re the kid who failed the marshmallow test.
What is your definition of short term, with regards to the well being and longevity of things (the country, your personal self, etc.)?

What do you tell a patient who for the last 20-30 years have not taken care of themselves, over-eating, using drugs, alchohol, all types of bad behaviors? Do you tell them, the fix will be painless, and quick? I hope not. I hope you will honestly try to set their expectations and tell them that it will be difficult, there will be some struggle, and to focus on the long game and they can't expect to correct years of neglect and abuse in a few months. And that they just can't get surgery and take a few pills and in a few months things will be great, even as they continue the bad habits and behaviors.

That's where we are as a country.
* Almost $37 trillion in debt
* Only 23% of Americans aged 17-24 were eligible for military service, with 77% ineligible due to various factors (fitness, drug use, criminal history).
* 45 years of spending at a national level on "education" yet our scores are down and college costs are unaffordable.
* Government waste and fraud that if eliminated could perhaps aleviate the fear that Social Secuerity will run out
..what country can preserve it’s liberties if their rulers are not warned from time to time that their people preserve the spirit of resistance? let them take arms.
~~ Thomas Jefferson

War is where the government tells you who the bad guy is.
Revolution is when you decide that for yourself.
-- Benjamin Franklin (maybe)

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tlynn78
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Re: How're y'alls retirement accounts doing?

#55 Post by tlynn78 » Thu Apr 03, 2025 11:37 am

Weyoun wrote:
Thu Apr 03, 2025 12:40 am
tlynn78 wrote:
Wed Apr 02, 2025 10:08 pm
Weyoun wrote:
Tue Apr 01, 2025 7:19 pm


I think what you’re not understanding, since you’re too busy congratulating yourself over a modest financial gain (and adjusting the endpoints - who cares), is that the stock market is down quite a bit across the board. There appears to be dreaded low growth and inflation on the horizon. We’re letting go of a bunch of people for dumb reasons. We are arresting inexpensive labor. We are about to increase tariffs and all sorts of stuff, including stuff that we actually need.

So it is great that you’ve made a little bit of money. I think the magic eight ball would suggest that things are not going to go well for the economy, in general, over the next year.

Ask someone if they have to build a house or buy a car, they may view your dumb little stock gain a little differently.

Unsurprising that a Trump supporter really can’t see past his own immediate short term self interest. You’re the kid who failed the marshmallow test.
What sort of ipersonal nsecurities compel a person to attempt to belittle a virtual stranger's investment decisions? Weird.
What type of ipersonal nsecurities compels you to care? Weird.
Well, they say curiosity is a mark of intelligence; you should try some.
To argue with a person who has renounced the use of reason is like administering medicine to the dead. -Thomas Paine
You can ignore reality, but you can't ignore the consequences of ignoring reality. -Ayn Rand
Those who can make you believe absurdities, can make you commit atrocities. -Voltaire

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Weyoun
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Re: How're y'alls retirement accounts doing?

#56 Post by Weyoun » Thu Apr 03, 2025 12:19 pm

Image
BackInTex wrote:
Thu Apr 03, 2025 7:20 am
Weyoun wrote:
Thu Apr 03, 2025 12:40 am

Unsurprising that a Trump supporter really can’t see past his own immediate short term self interest. You’re the kid who failed the marshmallow test.
What is your definition of short term, with regards to the well being and longevity of things (the country, your personal self, etc.)?

What do you tell a patient who for the last 20-30 years have not taken care of themselves, over-eating, using drugs, alchohol, all types of bad behaviors? Do you tell them, the fix will be painless, and quick? I hope not. I hope you will honestly try to set their expectations and tell them that it will be difficult, there will be some struggle, and to focus on the long game and they can't expect to correct years of neglect and abuse in a few months. And that they just can't get surgery and take a few pills and in a few months things will be great, even as they continue the bad habits and behaviors.

That's where we are as a country.
* Almost $37 trillion in debt
* Only 23% of Americans aged 17-24 were eligible for military service, with 77% ineligible due to various factors (fitness, drug use, criminal history).
* 45 years of spending at a national level on "education" yet our scores are down and college costs are unaffordable.
* Government waste and fraud that if eliminated could perhaps aleviate the fear that Social Secuerity will run out
I would say that, taking the patient to the operating room to fix every problem all at once, would be a bad idea.

I would say does the proposed plan actually fix this? I was actually talking about tariffs, not the debt. But to focus on your example, if we’re so serious about it, why are we giving millionaires tax cuts? Oh wait. It’s because we actually are more worried about millionaires.

There’s nothing subtle or nuanced or planned about anything Donald Trump does. His approach to the debt is reckless. His approach to tariffs also.

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BackInTex
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Re: How're y'alls retirement accounts doing?

#57 Post by BackInTex » Thu Apr 03, 2025 1:47 pm

Weyoun wrote:
Thu Apr 03, 2025 12:19 pm
Image
BackInTex wrote:
Thu Apr 03, 2025 7:20 am
Weyoun wrote:
Thu Apr 03, 2025 12:40 am

Unsurprising that a Trump supporter really can’t see past his own immediate short term self interest. You’re the kid who failed the marshmallow test.
What is your definition of short term, with regards to the well being and longevity of things (the country, your personal self, etc.)?

What do you tell a patient who for the last 20-30 years have not taken care of themselves, over-eating, using drugs, alchohol, all types of bad behaviors? Do you tell them, the fix will be painless, and quick? I hope not. I hope you will honestly try to set their expectations and tell them that it will be difficult, there will be some struggle, and to focus on the long game and they can't expect to correct years of neglect and abuse in a few months. And that they just can't get surgery and take a few pills and in a few months things will be great, even as they continue the bad habits and behaviors.

That's where we are as a country.
* Almost $37 trillion in debt
* Only 23% of Americans aged 17-24 were eligible for military service, with 77% ineligible due to various factors (fitness, drug use, criminal history).
* 45 years of spending at a national level on "education" yet our scores are down and college costs are unaffordable.
* Government waste and fraud that if eliminated could perhaps aleviate the fear that Social Secuerity will run out
I would say that, taking the patient to the operating room to fix every problem all at once, would be a bad idea.

I would say does the proposed plan actually fix this? I was actually talking about tariffs, not the debt. But to focus on your example, if we’re so serious about it, why are we giving millionaires tax cuts? Oh wait. It’s because we actually are more worried about millionaires.

There’s nothing subtle or nuanced or planned about anything Donald Trump does. His approach to the debt is reckless. His approach to tariffs also.
O.K. I appreciate your honesty that you don't really understand things.
..what country can preserve it’s liberties if their rulers are not warned from time to time that their people preserve the spirit of resistance? let them take arms.
~~ Thomas Jefferson

War is where the government tells you who the bad guy is.
Revolution is when you decide that for yourself.
-- Benjamin Franklin (maybe)

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Weyoun
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Re: How're y'alls retirement accounts doing?

#58 Post by Weyoun » Thu Apr 03, 2025 4:25 pm

BackInTex wrote:
Thu Apr 03, 2025 1:47 pm
Weyoun wrote:
Thu Apr 03, 2025 12:19 pm
Image
BackInTex wrote:
Thu Apr 03, 2025 7:20 am


What is your definition of short term, with regards to the well being and longevity of things (the country, your personal self, etc.)?

What do you tell a patient who for the last 20-30 years have not taken care of themselves, over-eating, using drugs, alchohol, all types of bad behaviors? Do you tell them, the fix will be painless, and quick? I hope not. I hope you will honestly try to set their expectations and tell them that it will be difficult, there will be some struggle, and to focus on the long game and they can't expect to correct years of neglect and abuse in a few months. And that they just can't get surgery and take a few pills and in a few months things will be great, even as they continue the bad habits and behaviors.

That's where we are as a country.
* Almost $37 trillion in debt
* Only 23% of Americans aged 17-24 were eligible for military service, with 77% ineligible due to various factors (fitness, drug use, criminal history).
* 45 years of spending at a national level on "education" yet our scores are down and college costs are unaffordable.
* Government waste and fraud that if eliminated could perhaps aleviate the fear that Social Secuerity will run out
I would say that, taking the patient to the operating room to fix every problem all at once, would be a bad idea.

I would say does the proposed plan actually fix this? I was actually talking about tariffs, not the debt. But to focus on your example, if we’re so serious about it, why are we giving millionaires tax cuts? Oh wait. It’s because we actually are more worried about millionaires.

There’s nothing subtle or nuanced or planned about anything Donald Trump does. His approach to the debt is reckless. His approach to tariffs also.
O.K. I appreciate your honesty that you don't really understand things.
Don’t worry, I’ll be OK. Unfortunately, the people in charge also don’t understand things.

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Beebs52
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Re: How're y'alls retirement accounts doing?

#59 Post by Beebs52 » Thu Apr 03, 2025 4:51 pm

Weyoun wrote:
Thu Apr 03, 2025 4:25 pm
BackInTex wrote:
Thu Apr 03, 2025 1:47 pm
Weyoun wrote:
Thu Apr 03, 2025 12:19 pm
Image

I would say that, taking the patient to the operating room to fix every problem all at once, would be a bad idea.

I would say does the proposed plan actually fix this? I was actually talking about tariffs, not the debt. But to focus on your example, if we’re so serious about it, why are we giving millionaires tax cuts? Oh wait. It’s because we actually are more worried about millionaires.

There’s nothing subtle or nuanced or planned about anything Donald Trump does. His approach to the debt is reckless. His approach to tariffs also.
O.K. I appreciate your honesty that you don't really understand things.
Don’t worry, I’ll be OK. Unfortunately, the people in charge also don’t understand things.
It's good to know your investment policies and money management will not succumb to the horrible awful bad money activities happening.

Share your survival methods, please.
Well, then

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mrkelley23
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Re: How're y'alls retirement accounts doing?

#60 Post by mrkelley23 » Sat Apr 05, 2025 10:01 pm

Spock wrote:
Mon Mar 31, 2025 4:19 pm
For the time period since Jan 20th, 2025-reporting at the end of the first quarter.

Today the account made up for Friday and moved to very slightly positive since Jan 20,2025. The percentage increase is so small it is not worth doing the math-but it is on the positive side by a few dollars.

I simply don't get all the whining about a stock market crash. Just because a few high-profile tech names have shown they can't go to infinity or what? What the hell do you whining wankers expect?

I guess it should be noted that my account dropped 4.5% from its peak in February, 2024 to Inauguration Day.

I guess I have the right to blame Biden for that drop-because, apparently I have the right to expect that once my account reaches a certain level that it will never drop below that.
I had to go back and take a look at this one, because I think it explains a lot. You say your investments dropped 4.5% from Feb 2024 to Jan. 17, 2025. I went back and checked the historical data for that time period:

Dow Jones -- up 12%
NASDAQ -- up 24%
S&P 500 -- up 20%

So it seems your investment strategy is quite a bit different than mine and, tbh, most of the non-billionaire investors in the US. That means you're missing out on a lot of the losses this year, but you also missed out on a lot of the gains from the last 12. No criticism here -- I had expected to find something like this, since you prioritize other things. But it does bring things into focus.
For a successful technology, reality must take precedence over public relations, for Nature cannot be fooled. -- Richard Feynman

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Re: How're y'alls retirement accounts doing?

#61 Post by silverscreenselect » Sun Apr 06, 2025 12:29 pm

I have one account that's in a couple of mutual funds with a major firm. One of those funds is an old-fashioned IRA I started back in the days when you could contribute $2K a year regardless of whether you were covered by anyone else's plan or not. I stopped contributing when that law changed. The other is a rollover IRA that consists of various 401 accounts I had with companies I worked at for shorter periods of time over the years. Both accounts have increased in value substantially since I started them in the 1980s. The account actually increased in value slightly from Jan 21 until its all-time high on February 19.

Change in account value Jan 21 - April 4: -21.4%
Change in account value Feb 19 - April 4: -22.3%

I'm kicking myself for not taking the RMD earlier in the year (this is the first year I have to take an RMD on my retirement accounts). I delayed because I had budgeted using it for Mrs. SSS's home expenses later this year. Now, when I take it, it will represent a considerably larger percentage of the account balance.
Check out our website: http://www.silverscreenvideos.com

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Beebs52
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Re: How're y'alls retirement accounts doing?

#62 Post by Beebs52 » Sun Apr 06, 2025 1:09 pm

silverscreenselect wrote:
Sun Apr 06, 2025 12:29 pm
I have one account that's in a couple of mutual funds with a major firm. One of those funds is an old-fashioned IRA I started back in the days when you could contribute $2K a year regardless of whether you were covered by anyone else's plan or not. I stopped contributing when that law changed. The other is a rollover IRA that consists of various 401 accounts I had with companies I worked at for shorter periods of time over the years. Both accounts have increased in value substantially since I started them in the 1980s. The account actually increased in value slightly from Jan 21 until its all-time high on February 19.

Change in account value Jan 21 - April 4: -21.4%
Change in account value Feb 19 - April 4: -22.3%

I'm kicking myself for not taking the RMD earlier in the year (this is the first year I have to take an RMD on my retirement accounts). I delayed because I had budgeted using it for Mrs. SSS's home expenses later this year. Now, when I take it, it will represent a considerably larger percentage of the account balance.
We screwed up on rolling over a cd to another ira so had our rmds taken in a lump sum. There's a 60 day leeway. Should be able to get back as deduction taxwise then restart regular rmds next yr. Be careful if a cd matures and where you wanna put it...
Well, then

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Re: How're y'alls retirement accounts doing?

#63 Post by Spock » Sun Apr 06, 2025 8:47 pm

There is probably a little bit (a lot?) of "Ha-Ha-I wonder what Spock will say now?"

It is simple-all of us have been around a long time. We have all seen the 2000 Dot-com bubble-the 2008 thing and the 2020 Covid crash-etc etc

These are the kinds of times when fortunes are made in the stock market and if you can't recognize that-I hope you pull your money out now and put it in a money market.

Simply put-it is an opportunity- not the end of the world-and I am thinking of it as such.

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Weyoun
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Re: How're y'alls retirement accounts doing?

#64 Post by Weyoun » Sun Apr 06, 2025 9:55 pm

[youtube][/youtube]
Spock wrote:
Sun Apr 06, 2025 8:47 pm
There is probably a little bit (a lot?) of "Ha-Ha-I wonder what Spock will say now?"

It is simple-all of us have been around a long time. We have all seen the 2000 Dot-com bubble-the 2008 thing and the 2020 Covid crash-etc etc

These are the kinds of times when fortunes are made in the stock market and if you can't recognize that-I hope you pull your money out now and put it in a money market.

Simply put-it is an opportunity- not the end of the world-and I am thinking of it as such.
I understand that you’re selfish enough that you can only really view it in those terms.

I’m worried about people’s retirement accounts. I’m worried about people losing jobs. I’m worried about prices going up. I’m worried about our countries ability too trade with other countries going forward. Some of those things will not be easy fixes.

Smart investors make money, no matter what over time. That doesn’t mean others have to suffer.

This intentional act of violence against our economy is not a good thing just because you think it’s an investment opportunity

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BackInTex
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Re: How're y'alls retirement accounts doing?

#65 Post by BackInTex » Mon Apr 07, 2025 8:28 am

Weyoun wrote:
Sun Apr 06, 2025 9:55 pm
[youtube][/youtube]
Spock wrote:
Sun Apr 06, 2025 8:47 pm
There is probably a little bit (a lot?) of "Ha-Ha-I wonder what Spock will say now?"

It is simple-all of us have been around a long time. We have all seen the 2000 Dot-com bubble-the 2008 thing and the 2020 Covid crash-etc etc

These are the kinds of times when fortunes are made in the stock market and if you can't recognize that-I hope you pull your money out now and put it in a money market.

Simply put-it is an opportunity- not the end of the world-and I am thinking of it as such.
I understand that you’re selfish enough that you can only really view it in those terms.

I’m worried about people’s retirement accounts. I’m worried about people losing jobs. I’m worried about prices going up. I’m worried about our countries ability too trade with other countries going forward. Some of those things will not be easy fixes.

Smart investors make money, no matter what over time. That doesn’t mean others have to suffer.

This intentional act of violence against our economy is not a good thing just because you think it’s an investment opportunity
I continue to appreciate your honesty that you don't really understand things. Or maybe it's that you only care for the current, and not future.
..what country can preserve it’s liberties if their rulers are not warned from time to time that their people preserve the spirit of resistance? let them take arms.
~~ Thomas Jefferson

War is where the government tells you who the bad guy is.
Revolution is when you decide that for yourself.
-- Benjamin Franklin (maybe)

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tlynn78
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Location: Montana

Re: How're y'alls retirement accounts doing?

#66 Post by tlynn78 » Mon Apr 07, 2025 11:30 am

BackInTex wrote:
Mon Apr 07, 2025 8:28 am
Weyoun wrote:
Sun Apr 06, 2025 9:55 pm
[youtube][/youtube]
Spock wrote:
Sun Apr 06, 2025 8:47 pm
There is probably a little bit (a lot?) of "Ha-Ha-I wonder what Spock will say now?"

It is simple-all of us have been around a long time. We have all seen the 2000 Dot-com bubble-the 2008 thing and the 2020 Covid crash-etc etc

These are the kinds of times when fortunes are made in the stock market and if you can't recognize that-I hope you pull your money out now and put it in a money market.

Simply put-it is an opportunity- not the end of the world-and I am thinking of it as such.
I understand that you’re selfish enough that you can only really view it in those terms.

I’m worried about people’s retirement accounts. I’m worried about people losing jobs. I’m worried about prices going up. I’m worried about our countries ability too trade with other countries going forward. Some of those things will not be easy fixes.

Smart investors make money, no matter what over time. That doesn’t mean others have to suffer.

This intentional act of violence against our economy is not a good thing just because you think it’s an investment opportunity
I continue to appreciate your honesty that you don't really understand things. Or maybe it's that you only care for the current, and not future.
It's even smaller than that. It's not the "current" - it's "Orange Man Bad." They simply cannot help themselves.
To argue with a person who has renounced the use of reason is like administering medicine to the dead. -Thomas Paine
You can ignore reality, but you can't ignore the consequences of ignoring reality. -Ayn Rand
Those who can make you believe absurdities, can make you commit atrocities. -Voltaire

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Weyoun
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Re: How're y'alls retirement accounts doing?

#67 Post by Weyoun » Mon Apr 07, 2025 4:04 pm

tlynn78 wrote:
Mon Apr 07, 2025 11:30 am
BackInTex wrote:
Mon Apr 07, 2025 8:28 am
Weyoun wrote:
Sun Apr 06, 2025 9:55 pm
[youtube][/youtube]

I understand that you’re selfish enough that you can only really view it in those terms.

I’m worried about people’s retirement accounts. I’m worried about people losing jobs. I’m worried about prices going up. I’m worried about our countries ability too trade with other countries going forward. Some of those things will not be easy fixes.

Smart investors make money, no matter what over time. That doesn’t mean others have to suffer.

This intentional act of violence against our economy is not a good thing just because you think it’s an investment opportunity
I continue to appreciate your honesty that you don't really understand things. Or maybe it's that you only care for the current, and not future.
It's even smaller than that. It's not the "current" - it's "Orange Man Bad." They simply cannot help themselves.
You post that same retort regularly. No one gave a shit those times, either.

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Beebs52
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Re: How're y'alls retirement accounts doing?

#68 Post by Beebs52 » Mon Apr 07, 2025 5:21 pm

Weyoun wrote:
Mon Apr 07, 2025 4:04 pm
tlynn78 wrote:
Mon Apr 07, 2025 11:30 am
BackInTex wrote:
Mon Apr 07, 2025 8:28 am


I continue to appreciate your honesty that you don't really understand things. Or maybe it's that you only care for the current, and not future.
It's even smaller than that. It's not the "current" - it's "Orange Man Bad." They simply cannot help themselves.
You post that same retort regularly. No one gave a shit those times, either.
No one gives a shit about your retreads either.
Well, then

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silverscreenselect
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Re: How're y'alls retirement accounts doing?

#69 Post by silverscreenselect » Mon Apr 07, 2025 6:14 pm

silverscreenselect wrote:
Sun Apr 06, 2025 12:29 pm
I have one account that's in a couple of mutual funds with a major firm. One of those funds is an old-fashioned IRA I started back in the days when you could contribute $2K a year regardless of whether you were covered by anyone else's plan or not. I stopped contributing when that law changed. The other is a rollover IRA that consists of various 401 accounts I had with companies I worked at for shorter periods of time over the years. Both accounts have increased in value substantially since I started them in the 1980s. The account actually increased in value slightly from Jan 21 until its all-time high on February 19.

Change in account value Jan 21 - April 4: -21.4%
Change in account value Feb 19 - April 4: -22.3%

I'm kicking myself for not taking the RMD earlier in the year (this is the first year I have to take an RMD on my retirement accounts). I delayed because I had budgeted using it for Mrs. SSS's home expenses later this year. Now, when I take it, it will represent a considerably larger percentage of the account balance.
Surprisingly, this account went up $500 today, despite it being a sucky day for the market in general. Only another year's worth of trading days like this one and I'll be back to even...
Check out our website: http://www.silverscreenvideos.com

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Re: How're y'alls retirement accounts doing?

#70 Post by BackInTex » Tue Apr 08, 2025 7:31 am

silverscreenselect wrote:
Mon Apr 07, 2025 6:14 pm
silverscreenselect wrote:
Sun Apr 06, 2025 12:29 pm
I have one account that's in a couple of mutual funds with a major firm. One of those funds is an old-fashioned IRA I started back in the days when you could contribute $2K a year regardless of whether you were covered by anyone else's plan or not. I stopped contributing when that law changed. The other is a rollover IRA that consists of various 401 accounts I had with companies I worked at for shorter periods of time over the years. Both accounts have increased in value substantially since I started them in the 1980s. The account actually increased in value slightly from Jan 21 until its all-time high on February 19.

Change in account value Jan 21 - April 4: -21.4%
Change in account value Feb 19 - April 4: -22.3%

I'm kicking myself for not taking the RMD earlier in the year (this is the first year I have to take an RMD on my retirement accounts). I delayed because I had budgeted using it for Mrs. SSS's home expenses later this year. Now, when I take it, it will represent a considerably larger percentage of the account balance.
Surprisingly, this account went up $500 today, despite it being a sucky day for the market in general. Only another year's worth of trading days like this one and I'll be back to even...
Hang in there.

Jan 2022. Biden had been in office for over a year. S&P is at 4667. By September it drops to 3601. Down 23%. But you weren't worried. Biden was in control. It took until Decembe of 2023, 15 months to get back to 4667. But it did. The same will happen here. Only sooner, IMO.
..what country can preserve it’s liberties if their rulers are not warned from time to time that their people preserve the spirit of resistance? let them take arms.
~~ Thomas Jefferson

War is where the government tells you who the bad guy is.
Revolution is when you decide that for yourself.
-- Benjamin Franklin (maybe)

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Weyoun
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Re: How're y'alls retirement accounts doing?

#71 Post by Weyoun » Tue Apr 08, 2025 8:44 am

BackInTex wrote:
Tue Apr 08, 2025 7:31 am
silverscreenselect wrote:
Mon Apr 07, 2025 6:14 pm
silverscreenselect wrote:
Sun Apr 06, 2025 12:29 pm
I have one account that's in a couple of mutual funds with a major firm. One of those funds is an old-fashioned IRA I started back in the days when you could contribute $2K a year regardless of whether you were covered by anyone else's plan or not. I stopped contributing when that law changed. The other is a rollover IRA that consists of various 401 accounts I had with companies I worked at for shorter periods of time over the years. Both accounts have increased in value substantially since I started them in the 1980s. The account actually increased in value slightly from Jan 21 until its all-time high on February 19.

Change in account value Jan 21 - April 4: -21.4%
Change in account value Feb 19 - April 4: -22.3%

I'm kicking myself for not taking the RMD earlier in the year (this is the first year I have to take an RMD on my retirement accounts). I delayed because I had budgeted using it for Mrs. SSS's home expenses later this year. Now, when I take it, it will represent a considerably larger percentage of the account balance.
Surprisingly, this account went up $500 today, despite it being a sucky day for the market in general. Only another year's worth of trading days like this one and I'll be back to even...
Hang in there.

Jan 2022. Biden had been in office for over a year. S&P is at 4667. By September it drops to 3601. Down 23%. But you weren't worried. Biden was in control. It took until Decembe of 2023, 15 months to get back to 4667. But it did. The same will happen here. Only sooner, IMO.
The argument people making isn’t that ups and downs don’t happen because they clearly do.

It’s that this happened because of a very stupid policy choice that’s gonna have long-term implications and keep the market down, because resources will be limited and prices will go up. It’s also being made by a crazy person.

So it’s not like the pandemic. It’s not like the inflation caused by the stimulus. Those were felt to be temporary things that could be brought under control over time. This is supposedly a permanent change to make everything more expensive and limit our consumer and employment option.

Very rich from the crybaby crowd that bitched and bitched about how the lockdown was going to screw everything up, when everyone knew it was gonna be temporary. People dying won’t get you to support a dramatic shift in econ policy, but Donald Trump telling you it must be done will. How sick.

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BackInTex
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Re: How're y'alls retirement accounts doing?

#72 Post by BackInTex » Tue Apr 08, 2025 9:12 am

Weyoun wrote:
Tue Apr 08, 2025 8:44 am


It’s that this happened because of a very stupid policy choice that’s gonna have long-term implications and keep the market down, because resources will be limited and prices will go up. It’s also being made by a crazy person.

So it’s not like the pandemic. It’s not like the inflation caused by the stimulus. Those were felt to be temporary things that could be brought under control over time. This is supposedly a permanent change to make everything more expensive and limit our consumer and employment option.

Very rich from the crybaby crowd that bitched and bitched about how the lockdown was going to screw everything up, when everyone knew it was gonna be temporary. People dying won’t get you to support a dramatic shift in econ policy, but Donald Trump telling you it must be done will. How sick.
"Those were felt to be temporary things", the inflation caused by the stimulus.

"This is supposeldly a permanent changes..." , where are you getting that? Because it's not true.
"... to make everything more expensive and limit our consumer and employement option.", where are you getting that? Because the "to" implies intent, and that is certainly not true.

"Very rich from the crybaby crowd that bitched and bitched about how the lockdown was going to screw everything up..", you think only the very rich were voicing concern? You must have really been locked down and not seeing what was going on outside your little world. The lockdowns did not impact the very rich much, but absolutely decimated the middle and lower earners. And many have not yet recovered.
..what country can preserve it’s liberties if their rulers are not warned from time to time that their people preserve the spirit of resistance? let them take arms.
~~ Thomas Jefferson

War is where the government tells you who the bad guy is.
Revolution is when you decide that for yourself.
-- Benjamin Franklin (maybe)

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Weyoun
Posts: 3086
Joined: Mon Oct 08, 2007 9:36 pm

Re: How're y'alls retirement accounts doing?

#73 Post by Weyoun » Tue Apr 08, 2025 9:36 am

BackInTex wrote:
Tue Apr 08, 2025 9:12 am
Weyoun wrote:
Tue Apr 08, 2025 8:44 am


It’s that this happened because of a very stupid policy choice that’s gonna have long-term implications and keep the market down, because resources will be limited and prices will go up. It’s also being made by a crazy person.

So it’s not like the pandemic. It’s not like the inflation caused by the stimulus. Those were felt to be temporary things that could be brought under control over time. This is supposedly a permanent change to make everything more expensive and limit our consumer and employment option.

Very rich from the crybaby crowd that bitched and bitched about how the lockdown was going to screw everything up, when everyone knew it was gonna be temporary. People dying won’t get you to support a dramatic shift in econ policy, but Donald Trump telling you it must be done will. How sick.
"Those were felt to be temporary things", the inflation caused by the stimulus.

"This is supposeldly a permanent changes..." , where are you getting that? Because it's not true.
"... to make everything more expensive and limit our consumer and employement option.", where are you getting that? Because the "to" implies intent, and that is certainly not true.

"Very rich from the crybaby crowd that bitched and bitched about how the lockdown was going to screw everything up..", you think only the very rich were voicing concern? You must have really been locked down and not seeing what was going on outside your little world. The lockdowns did not impact the very rich much, but absolutely decimated the middle and lower earners. And many have not yet recovered.
As has been noted before, I was one of the few people regularly outside of my house during the pandemic. You are welcome for that, btw.

Anyway, you just proved my point. You’re unhappy that a lockdown decimated those classes - and I think that’s an over statement, but let’s take it for granted - and you want tariffs to come along and jack up prices 20-25%? We’re not talking about just cars and iPhones. Pretty much everything. Along with jobs being shed as businesses adjust, when they have their own short falls.

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tlynn78
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Re: How're y'alls retirement accounts doing?

#74 Post by tlynn78 » Tue Apr 08, 2025 1:47 pm

Weyoun wrote:
Tue Apr 08, 2025 9:36 am
BackInTex wrote:
Tue Apr 08, 2025 9:12 am
Weyoun wrote:
Tue Apr 08, 2025 8:44 am


It’s that this happened because of a very stupid policy choice that’s gonna have long-term implications and keep the market down, because resources will be limited and prices will go up. It’s also being made by a crazy person.

So it’s not like the pandemic. It’s not like the inflation caused by the stimulus. Those were felt to be temporary things that could be brought under control over time. This is supposedly a permanent change to make everything more expensive and limit our consumer and employment option.

Very rich from the crybaby crowd that bitched and bitched about how the lockdown was going to screw everything up, when everyone knew it was gonna be temporary. People dying won’t get you to support a dramatic shift in econ policy, but Donald Trump telling you it must be done will. How sick.
"Those were felt to be temporary things", the inflation caused by the stimulus.

"This is supposeldly a permanent changes..." , where are you getting that? Because it's not true.
"... to make everything more expensive and limit our consumer and employement option.", where are you getting that? Because the "to" implies intent, and that is certainly not true.

"Very rich from the crybaby crowd that bitched and bitched about how the lockdown was going to screw everything up..", you think only the very rich were voicing concern? You must have really been locked down and not seeing what was going on outside your little world. The lockdowns did not impact the very rich much, but absolutely decimated the middle and lower earners. And many have not yet recovered.
As has been noted before, I was one of the few people regularly outside of my house during the pandemic. You are welcome for that, btw.

Anyway, you just proved my point. You’re unhappy that a lockdown decimated those classes - and I think that’s an over statement, but let’s take it for granted - and you want tariffs to come along and jack up prices 20-25%? We’re not talking about just cars and iPhones. Pretty much everything. Along with jobs being shed as businesses adjust, when they have their own short falls.
Aww, someone's little hero fantasy isn't being fed. Maybe if you go key a Tesla, you'll feel better.
To argue with a person who has renounced the use of reason is like administering medicine to the dead. -Thomas Paine
You can ignore reality, but you can't ignore the consequences of ignoring reality. -Ayn Rand
Those who can make you believe absurdities, can make you commit atrocities. -Voltaire

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Weyoun
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Re: How're y'alls retirement accounts doing?

#75 Post by Weyoun » Wed Apr 09, 2025 6:46 am

tlynn78 wrote:
Tue Apr 08, 2025 1:47 pm
Weyoun wrote:
Tue Apr 08, 2025 9:36 am
BackInTex wrote:
Tue Apr 08, 2025 9:12 am


"Those were felt to be temporary things", the inflation caused by the stimulus.

"This is supposeldly a permanent changes..." , where are you getting that? Because it's not true.
"... to make everything more expensive and limit our consumer and employement option.", where are you getting that? Because the "to" implies intent, and that is certainly not true.

"Very rich from the crybaby crowd that bitched and bitched about how the lockdown was going to screw everything up..", you think only the very rich were voicing concern? You must have really been locked down and not seeing what was going on outside your little world. The lockdowns did not impact the very rich much, but absolutely decimated the middle and lower earners. And many have not yet recovered.
As has been noted before, I was one of the few people regularly outside of my house during the pandemic. You are welcome for that, btw.

Anyway, you just proved my point. You’re unhappy that a lockdown decimated those classes - and I think that’s an over statement, but let’s take it for granted - and you want tariffs to come along and jack up prices 20-25%? We’re not talking about just cars and iPhones. Pretty much everything. Along with jobs being shed as businesses adjust, when they have their own short falls.
Aww, someone's little hero fantasy isn't being fed. Maybe if you go key a Tesla, you'll feel better.
We all contribute to society in different ways. I work holidays and overnights to save lives. You call the ICE hotline so the government can round up a few Guatemalans.

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