Home re-fi hell
Posted: Wed May 14, 2008 10:03 am
I feel like Bill Murray in Groundhog Day. Below are some of the email responses back from the mortgage company. If I didn't have such a good rate locked I would just move on. Maybe I should. Maybe they lost the lock and just don't want to admit it and are hoping I will move on. I'm out the cost of two appraisals so far (the first I walked on a week from closing because I got such a good rate from this yahoo).
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Tuesday 5/13 - Just got off of phone with title she is going to work up hud for approval and send up before she leaves
Monday 5/12 - You are supposed to get today,
Thursday 5/8 - Payoffs were received yesterday and provided to lender, docs will be out later today,
Tuesday 5/6 - Docs will be to title sometime tomorrow
Thursday 5/1 - I hope to be clear to close late today, then they are 48 hrs to get docs out.
Wednesday 4/23 - should have you cleared to close with Flagstar no later than Monday.
Wednesday 4/16 - new settlement statement was sent to lender for approval yesterday as we discussed for thurs closing, I should have later this morning, thought I would have late yesterday but did not…. Be looking for an email from me ... late this morning or early afternoon
Tuesday 4/15 - the Hud I had was incorrect it is being corrected this morning look for an email from me around 2:00 today
Monday 4/7 - Spoke with closer at title about 30 min ago she was walking out to lunch and told me she would have the hud to me and lender right after lunch for approval,
Wednesday 4/2 - ("Do you think we will get the HUD tomorrow?") certainly hope so…I am wishing for today though
Monday 3/31 - have them sign off on the t-19 endorsement so we can get this wrapped up in the next day or two.
Tuesday 3/25 - they should be emailing you the Hud here in a couple of hours…..
On Vacation for 1 week in Cleburne
Thursday 3/13 - I will check and see if we can close on Saturday……not sure about that , but worse case I can certainly close you in Cleburne, I will just have a title co to a courtesy close for us….
Tuesday 3/11 - We received the last thing needed from title this afternoon and submitted to lender, I was told by my account rep docs should be out to title by noon tomorrow. I will be scheduling tomorrow,
Wednesday 2/27 - she expressed to me she hopes to have clear to close late today or early thurs,
Wednesday 1/23 - Give me a call if you would….thanks. (and so our story began)
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Tuesday 5/13 - Just got off of phone with title she is going to work up hud for approval and send up before she leaves
Monday 5/12 - You are supposed to get today,
Thursday 5/8 - Payoffs were received yesterday and provided to lender, docs will be out later today,
Tuesday 5/6 - Docs will be to title sometime tomorrow
Thursday 5/1 - I hope to be clear to close late today, then they are 48 hrs to get docs out.
Wednesday 4/23 - should have you cleared to close with Flagstar no later than Monday.
Wednesday 4/16 - new settlement statement was sent to lender for approval yesterday as we discussed for thurs closing, I should have later this morning, thought I would have late yesterday but did not…. Be looking for an email from me ... late this morning or early afternoon
Tuesday 4/15 - the Hud I had was incorrect it is being corrected this morning look for an email from me around 2:00 today
Monday 4/7 - Spoke with closer at title about 30 min ago she was walking out to lunch and told me she would have the hud to me and lender right after lunch for approval,
Wednesday 4/2 - ("Do you think we will get the HUD tomorrow?") certainly hope so…I am wishing for today though
Monday 3/31 - have them sign off on the t-19 endorsement so we can get this wrapped up in the next day or two.
Tuesday 3/25 - they should be emailing you the Hud here in a couple of hours…..
On Vacation for 1 week in Cleburne
Thursday 3/13 - I will check and see if we can close on Saturday……not sure about that , but worse case I can certainly close you in Cleburne, I will just have a title co to a courtesy close for us….
Tuesday 3/11 - We received the last thing needed from title this afternoon and submitted to lender, I was told by my account rep docs should be out to title by noon tomorrow. I will be scheduling tomorrow,
Wednesday 2/27 - she expressed to me she hopes to have clear to close late today or early thurs,
Wednesday 1/23 - Give me a call if you would….thanks. (and so our story began)